"We believe, or assume to believe, that we satisfy [our] duty to humanity if we first provide fully for our own material wants and then pay our tribute to the universal provider by giving a little to the poor. But if we were scrupulously just there would be no poor to whom we could give alms and think that we had realized the merit of benevolence. Better than charity, better than giving of our surplus is conscientious and scrupulously fair conduct and a helping hand in need."